HomeHealth Insurance Thesis

Health Insurance Thesis

An Outline of the Writing of a Health Insurance Thesis

Step One: Topic Selection

At the start of writing any thesis, the author is expected to be clear about the topic of the thesis. Reflecting on whether the topic is current, practical and has the value-addition characteristic is always necessary. A Health insurance thesis undoubtedly is relevant today. Health coverage draws much attention and great interest among many given the need by people to be able to access healthcare services which are affordable in an era where healthcare cost is exorbitant. Hence, the relevance and practicality of thesis on health insurance is not in doubt. Writing of any thesis statement must be well-thought and should adhere to scientific standards and requirements.

Below are examples of topics on health insurance thesis:

  • Repealing Obamacare Act And Its Impact On U.S. Economy
  • The Relationship Between Health Insurance Premiums And Coverage Plans
  • How Different Is America's Health Insurance Policy from Britain and France?
  • Understanding the Impact of the Current Health Care Policy on Lower Middle-Class Households in America
  • Health Care Services Cost In Private Hospitals And What It Means For Americans Without Health Insurance.

Step Two: Developing a Thesis Statement about Health Insurance and the Introduction Writing

Mostly, a thesis statement contains a proposition given life by an argument which is advanced by an individual. A thesis statement about health insurance will have objective evidence of the author's knowledge and insight into health insurance matters. It should be placed at the end of the introductory paragraph.

As already noted above, critical to writing a thesis statement about health insurance is the understanding of what health coverage is and the issues to be discussed in thereafter. Doing so requires a writer to be clear and precise in developing and statement of the topic. From the onset, one must understand the topic or the issue. The writer needs to ask the question what is my study about? Health insurance is a wide subject. So what specifically does the author want to write on health insurance? Is it about its premium, policy in a country, or benefits? Clarity about the topic helps the readers to arouse their interest and quickly identify with the study.

The title of the thesis on health insurance should be stated in a simple and clear language. Indeed having a concise title is an important beginning of a thesis statement for health insurance. Brainstorm about the topic will cause the asking of some basic questions such as what opinion do I have on the topic? How will I support my opinion? Or what information and facts exist that support my argument? By addressing these and many other related questions, helps a student to develop a good thesis about health insurance.

A thesis is founded on a hypothesis, which gives a tentative guess about an unproven relationship. It gives the thesis coherence and purpose and also is a prediction about the expected outcomes of relationships between two or more variables. The hypothesis can either be in a null or alternative form. The former negates the existence of or the relation that is huge enough between the variations within the statements of the thesis. In a thesis statement for health insurance, for example, a null hypothesis may be, "There is no relationship between the type of employment and choice for the medical coverage plan.” The latter is directional and predicts the expected outcome based on background information or knowledge on the topic which suggests the likelihood of a given outcome. For instance, "Failure to have a medical cover will impact adversely the cost of implementation to patients seeking healthcare service.”

Health insurance thesis statement should be part of the introduction, right after putting into context the topic. While a topic is concise, the thesis statement is meant to assert the author's stand about the topic. It is short, and in the body paragraph which follows the introduction, it will be qualified. A good thesis statement on health insurance should have the following qualities;

  1. Specificity; the reader can only understand what the writer means if the statement is clear and specific.
  2. Positioning; the thesis statement should be given early in the thesis in the introductory paragraph. This helps the reader get a sense of direction on the topic or thesis.
  3. Length; focus your ideas in two or three sentences at most, presenting the topic and the writer's position on the topic and also informing the reader what the thesis is about.
  4. Originality; it reflects the author's original ideas. Generic arguments should be avoided in order not to bore the audience. An audience will be left with a unique impression if the design of the thesis is original, insightful, and memorable.

A health insurance thesis introduction should be interesting to one reading and should explain briefly the topic and how the author's ideas will be developed in the body paragraph containing statements about health insurance backed up by facts and evidence. The introduction should be clear and concise.

Step Three: a Writing Body Paragraph of a Health Insurance Thesis

Body paragraph of a thesis statement for health insurance is mostly the detailed part of the thesis. This section is divided into three; topic sentence (which provides main thoughts and idea of the paragraph), supporting sentence (which discusses and develops the topic sentence, and it includes particular evidence from sources supporting the thesis) and concluding sentence (which is a final thought that also helps in the transition to a new paragraph).

Step Four: Concluding the Thesis about Health Insurance

Conclusion is the final segment of the thesis. A typical health insurance thesis conclusion closely resembles introductory paragraph. It provides a summary of the main points of the writing. In this kind of a thesis, it concludes the statements about health insurance by reviewing discussions from the body paragraphs, giving the audience the final thought.

The three parts making up this section of the thesis are; restatement of the thesis (which is done at the beginning of the conclusion, though in a manner different from the introduction). summary of main ideas (from each of the body paragraphs to remind the audience); and the final thought (this is the writer's final thought, opinion, solution or prediction on the topic or issue). To leave the reader with a strong impression, the conclusion should be interesting.

It suffices to say that a health insurance thesis, just like any other thesis, should present the writer's argument about issues on Medicare cover based on evidence. The thesis should be organized into three parts; the introductory paragraph - which is a brief and in an interesting manner introduces the audience to the topic; the body paragraph - which contains detailed statements about health insurance supported by evidence; and the conclusion on the thesis about health insurance which summarizes it and leaves the reader with a strong impression.

The writer should choose and analyze his or her primary sources given that the thesis is factual. The first draft of the thesis about health insurance will help the author to develop other ideas missed out at the beginning logically, clearly and concise. The first draft should be revised to correct grammatical mistakes which might have committed. No reader wants to go through a thesis with errors and mistakes. It waters down the credibility of the author. In fact, an author undertaking an assignment on health insurance thesis should always remember that a well-written thesis about health insurance reflects well thought-out ideas which also reflect on the intelligence, commitment, and enthusiasm of the author.

A Health Insurance Thesis Sample

Below is a short sample of a thesis statement for health insurance based on the above guide.

The Affordable Care Act and its implications to the U.S economy

The enactment into law of the Affordable Care Act (ACA) (or the Obamacare Act) on March 23, 2010, reshaped the United States (U.S.) Health sector. About 48.6 million people lacked medical insurance, representing 16% of the population. As of 2016, the number of uninsured Americans had gone down to 27.3 million people or 8.6%. There is no doubt about the success of the Act; however, what impact has it had on the economy of the country? This paper maintains that the Obamacare Act since 2010 has contributed positively to the steady growth of America's economy.

The act aimed at ensuring that most of the Americans and the legal residents have health insurance. It sought to create a system where people and small businesses have multiple plans to compare, apply for financial assistance and purchase coverage. All individuals and small group health insurance through the Act would be required to cover ten essential health benefits. Further, it would expand healthcare aid and also bring about a single, streamlined tax credits application, Medicaid and the Health insurance program for the children. These are just but a few details of the content of the ACA.

Some articles of the act greatly contributed to health coverage expansion for those uninsured. For instance, the requirement that a tax penalty of up to $695 per year is imposed on individuals without some form of health coverage is one of them. Secondly, the provision that persons below of 26 can remain on their parents' health plans. The other provision also is that which bars insurers from declining coverage to people with pre-existing health conditions. Finally, the authorization of the expansion of Medicaid to nearly all poor adults is another.

There were fears at the beginning of the health coverage expansion, courtesy of the Obamacare Act, and market reforms would harm the country's economy by costing jobs and healthcare inflation. In fact, at this time the effects of severe recession were still being felt in the country. Contrary to these fears, the economy of the U.S. has been growing slowly but steadily in the wake of continued global economic turmoil. As of 2015, the gross domestic product (GDP) grew by 21% (Bureau of Economic Analysis, December 2015). Importantly, the GDP growth rate was mostly witnessed between 2012 and 2014 - the years during which the major provisions of the ACA such as health insurance provisions, including the marketplaces and the Medicaid expansion were taking hold.

In the first five years of the ACA, employment growth was also witnessed. By the end of 2015, 13.4 million more individuals were employed as compared to March 2010. The job growth particularly accelerated in 2014 and 2015 with an annual increase of 3 million jobs - which was about an average 200,000 jobs a month (U.S. Bureau of Labor Statistics 2015). This contributed to a fall in the unemployment rate in the country.

A key aim of the ACA was to slow growth in health care cost while increasing health care services access and its outcomes. It was envisaged that low-cost inflation would cut down the federal government Medicare cost, and would expand insurance, make the private insurance more affordable, and free up private and public resources for other needs. Those opposing ACA argued on the contrary that the tools for ACA for addressing cost were weak and that the cost of medical coverage might increase by setting standards for health insurance benefits. However, slow growth in national expenditure on health was evident in the first five years following the putting in place of the ACA. In 2015, The CBO projected that Medicare spending by 2020 will be $186 billion below what was project back in January 2010 - for a ten-year cumulative savings of $ 1 trillion. Moreover, it was also projected that due to the lower costs of insurance in 2013 and 2014, the ten-year estimate of the federal budget deficit would go downwards by $231 billion.

To conclude, the ACA of 2010 was carefully crafted to "kill two birds with one stone”. It sought to increase the number of insured Americans and also reduce the cost of national expenditure on Medicare. From the evidence noted above, ACT has had a positive impact on the economy of U.S. Not only has the country seen growth in the GDP, but also a reduction in unemployment rates and projection of federal budget deficit narrowing. It is important to note that this growth in the country's economy has happened in the context of the global financial crisis.

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